By Are you looking for a new home in Texas? Worry not. Dream Home Mortgage is one of the biggest mortgage lender Texas and is there to help you achieve your dream home.
What Are You Looking For?
First, you must decide whether to buy or rent a house. What are the pros and cons of renting or buying?
Buying a house is better than renting one as it secures your future and provides financial stability. When you buy a home, a mortgage is the best option. Unlike renting, where you pay the landlord monthly, each mortgage payment contributes to your ownership stake in the property. Over the years, this can result in significant equity to help you with future financial needs.
How A Mortgage Works In The USA?
A mortgage company issues loans to facilitate people’s buying of their property using the company’s capital.
What Is A Mortgage Lender?
A mortgage lender Texas is a financial institution or bank offering and underwriting home loans. They set the terms, interest rate, repayment schedule, and other critical aspects of the mortgage.
Why are lenders important?
Lenders provide you with finances. With your starting capital, you can quickly get a loan, so you don’t need to worry about finances.
Dream Home Mortgage
Dream Home Mortgage is one of the biggest mortgage companies in Texas since 1998. It is a division of Brazos National Bank. It holds a license of operation in 50 states. Dream home mortgage offers no tax returns loans, which is perfect for self-employed individuals. Hussein Panjwani, our Sr. Loan Consultant, has made several dreams come true across America by providing infinite solutions to people securing their ideal house in the USA. Whether you have difficulty with your credit score, are a native resident, or are an H1B Visa holder, we have got you covered.
Why Dream Home Mortgage?
We at Dream Home Mortgage take extreme pride in the fact that we have processed a loan in 72 hours.
The mortgage process starts in 7-10 days.
Since real estate is a tricky market and one can never be sure who to trust with money and down payments, relying on someone people vouch for is essential. Our customer reviews and satisfaction level is 100%. They have had their processes started within hours.
There are many loan options, such as the first-time home buyer Program, Self-Employed Loans with no tax return, VA loans, adjustable-rate mortgages, B/C loans if your credit history is holding you back, and many more.
Once you enter the website or the office, you can find what suits your needs. Whether you want to buy a house, refinance a home, or find a debt consolidator, you can also use our Free Mortgage Calculator or book an appointment with one of the finest mortgage lender Texas in town, Mr. Hussein Panjwani! Book your slot and discover a range of endless possibilities that fit your credit requirements and financial needs!
Let’s dive into some of our best programs:
First Time Home Buyers Program
Dream Home Mortgage has various programs to help people find their homes according to their budget and needs. The First Time Home Buyers program is one of their programs for people interested in buying a property for the first time. The program is highly flexible and effortless as many loan options exist, i.e., purchase, refinance, home equity, etc. They ask you for your credit history, property value, and loan amount, which you want to avail yourself of. Your application form with all the details is the basis of the assessment of your loan qualification!
Self Employed Loans With No Tax Return
When going through the mortgage process and purchasing a home, things may be different for a self-employed person compared to a regular job person. We have programs specially designed for self-employed individuals with no tax returns. There is a checklist for completing the mortgage process.
Down payment assistance
Your purchasing home experience has been hassle-free with Down Payment assistance so you can easily make your first move.
H1-B Visa Home Loan
Loans are available for non-immigrant work visa holders to fulfill their dreams.
Combined/ Hybrid Arms
You don’t need to worry about the market’s ups and downs; you can start with lower initial payments.
There are several other loan options for anyone interested in buying a home.
What You Must Have When Applying for a Mortgage
- List of current debts and monthly payments
- Asset Declaration
- Additional sources of income
- Evidence of current housing payments
- Verification of your business or employment, etc.
Our customers have provided excellent feedback on the fast and steady process of securing their dream home. For those new to this, we offer free consultations to everyone so they can be well-guided on the most significant decisions of their lives.
